In this blog, I will focus on the amazing opportunity my BBB recommended work from home company provides to both job seekers and consumers. I will also post topics related to the struggle of owning your own business, overcoming anything that may be holding you back from beginning your journey, and much more. Enjoy.
Saturday, April 20, 2013
Today's Inspiration
Thursday, April 18, 2013
Late night thoughts...
Good evening/morning/night readers...I have recently come upon some very trying circumstances and it's been a daily battle in my mind to stay positive and to keep on chugging along with my business. I have certainly slowed down a lot in order to deal with everything these events require of me...however, I have not completely cut myself off. Honestly, the one thing that keeps my mind off of my troubles...is my business. Focusing on helping others gain financial freedom or save money on everyday expenses makes me feel like I have a reason to keep going. I have a reason to not give up. People are depending on me to find a legitimate work from home opportunity and/or affordable benefits for them and their families. I can feel good about what I do because I use the benefits myself. My prescriptiom card just saved me over $100 on my migraine medicine. Normally (since I don't have insurance) 18 pills would have cost me $250, thanks to AP, they came down to $110, and then thanks to my loyalty to this pharmacy, I saved even more and got my medicine for $22.50! How awesome is that? :)
Well, now that I've chatted and probably bored you all, I am off to dreamland! Have a good one!
Wednesday, April 17, 2013
Today's Inspiration
Be an optimist and try to see the opportunity in every misfortune, not a pessimist that sees misfortune in every opportunity. The optimist sees the doughnut, the pessimist sees the hole.
You can develop success from every failure. Discouragement and failure are two stepping stones to success. No other elements can do so much for you if you're willing to study them and make them work for you. View every problem as an opportunity.
Monday, April 15, 2013
Today's Inspiration
There is a tide in your affairs, which, when taken at the flood, will lead you on to fortune and success.
By the law of periodical repetition, everything which has happened once must happen again and again and again, not capriciously, but at regular periods, and each thing in it's own period, and each obeying its own law.
As events tend to repeat themselves, the tide of opportunity will come to you.
Be prepared and your chance for success is sure to come. Seize an opportunity to change your life. You can change chance into good fortune if you are ready.
Look around you. The only sure thing about your luck is that it will change.
Friday, April 12, 2013
You really can't beat it.
- AmeriDoc - 24/7 access to a Dr via phone or email!
- Physicians - INCLUDING Specialists!
- Hospital Advocacy- ANY hospital NATIONWIDE!
- Dental - INCLUDES Orthodontic (braces!) and Cosmetic Dentistry (Veneers)!!
- Vision - INCLUDES Lasik Surgery!!
- *Prescription Drugs- All MAJOR Pharmacies!
- *Chiropractic
- *ID Theft Prevention & Resolution - 24/7 monitoring w/ up to 20k reimbursement!
- *National Child ID- The ONLY at home kit approved by the FBI!
- *Financial Services
- *Emergency Roadside Assistance - FIRST $75 is FREE - Sign and Drive!
- *Legal Services - Free Will preparation, FREE phone consultations and AMAZING rates!
- HUGE DISCOUNTS on : Recreation, Movies, Golf Resorts, Travel, Cruises, Hotel & Condo Rentals, Automotive, Car Rentals, Shopping, Business Services, Dining
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More info/business opportunity:www.freedomiswaiting.com
Enroll: www.mybenefitsplus.com/
Today's Inspiration
You'll never achieve real success unless you like what you're doing.
What you do is more important than how much money you make. How you feel about what you do is more important than what you do.
The more you love what you're doing, the more successful it will be for you. Don't set compensation as your goal.
Find the work you like and the compensation will follow.
You don't pay the price of success, you enjoy the price of success.
Wednesday, April 10, 2013
Healthcare needs won't wait..why should you?
Saturday, April 6, 2013
Get me to Dani!
I am an independent business owner who is looking to further my training so that I may better serve my clients. The training seminar is being held in Pittsburgh, PA by Dani Johnson and is April 27-28. Asking for donations from $1-$500. Dani is my hero and inspiration and I would give anything to learn from her.
Donate
Today's Inspiration
80% OF SUCCESS IS SHOWING UP.
When you're sure you're on the right road to success you don't have to plan your journey too far ahead.
Don't burden yourself with doubts and fears as to the obstacles that may bar your progress.
You don't need to know all of your answers in advance.
Just have a clear idea of the goal you want to reach.
You can only take one step at a time.
Once you muster up the courage to begin, you'll find the courage to succeed.
It's the job you never start that always takes the longest to finish.
You can have all that you desire if you ACT on your dreams.
Thursday, April 4, 2013
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Wednesday, April 3, 2013
April is Raining Money!!
This opportunity is perfect for retirees, college students, and stay at home Moms and Dads.
Work full-time or part-time, get paid daily and monthly with benefits.
Contact me at 814-671-4966 or sammy_91@aol.com let me show you how you can change your life today!!!
Career overview: www.homcareeroverview.com or listen to the recorded overview: 760-569-1331 for women and 559-546-1977 for men.
Sunday, March 31, 2013
Friday, March 29, 2013
My spouse is jealous of my business.
I know I'm not the first to have this problem. I know I won't be the last. What I do know, is that there's a reason my spouse is feeling the way he's feeling, and I need to make sure I'm addressing that. I need to make sure that I'm not only doing what is best for my business, but also what's best for my marriage. My husband has every right to be upset right now because I have had my own business for only a month so far, and I am new to the whole scene. Because of this, I have spent 10+ hours a day working. I advertise and search for new marketing sites every day. I download free leads and purchase cheap leads every day. I email all of those leads every day. I make sure I'm updating my status on each social media site every day. I call my prospects every day. I make a plan for the next day, every day. I read some of my Dani Johnson training every day. I listen to our conference calls/training calls every day.
Now, the reason I'm writing this blog is because I know so many of us face this problem with our spouses not wanting to support our business and I know some of us immediately get offended and call them selfish and whatnot, but after talking to my husband today I realized I wasn't considering his feelings. He just misses me, it's that simple. And he doesn't completely understand my business and would like to know exactly what I'm doing. So, we worked out a plan to fix this little problem that's been causing us stress and tension and disagreements over the past month.
Firstly, we brainstormed ways that we could fix the problem. See, I can't just simply work when he's working because I babysit in the mornings and by the time I get home and get started it's already 10:30 or 11:00. Then my daughter has to eat and lay down for a nap. THEN, while she naps I try to squeeze in as much as I can before he gets home at 2:30. That's certainly not an 8 hour work day! So, I decided to come up with a set schedule and stick to it no matter what. (With the exception of training calls and calls from prospects.) First, I thought about what tasks were most vital to my success and made sure I allotted sufficient time for them each day. The less vital, but still very important tasks I decided to schedule every other day. And each day at 3:00 it is hubby time, clear til we go to bed! He was so tickled by that part :)
Here's how I have my schedule set up:
Advertising/Networking Mon:X Tues:?-12:30 Wed:X Thurs:?-12:30 Fri:X Sat:2 hrs
Prospect calls Mon through Fri: 12:30-3
Lead generation Mon:?-12:30 Tues:X Wed:?-12:30 Thurs:X Fri:?-12:30 Sat:X
Training/Studying Mon-Sun: Daily conference calls, read Dani & listen to recorded calls in spare time.
Hubby time: Mon-Fri: 3:00-? Sat & Sun: All day baby :)
The schedule I printed out and taped to my desk is much more professional looking of course ;) Hope this helps a little for anyone dealing with an angry and jealous spouse. Talk to them and diagnose the real problem, then come up with the solution that works best for both of you! Also, be sure that you maximize the time you have scheduled for your business so that you can be more productive with less time. If it helps, log out of social media and emails, turn off cell phones (unless that's what you use for business calls), "shut the door" to avoid distractions from family and pets, turn off TV, etc.
Sunday, March 24, 2013
8 more days to save big!
Friday, March 22, 2013
Maximize your home office tax deductions
- Exclusively and regularly as your principal place of business
- Exclusively and regularly as a place where you meet or deal with patients, clients, or customers in the normal course of your trade or business”
Decoding the Elusive "Exclusive Use"
- If you have a blogging business and do the bulk of your writing at the dining room table, you can’t take any deduction for the dining room if you ever eat there, host dinner parties, or use the dining room for anything else other than your blog.
- Let’s say you’re a freelance application developer and have set aside a desk for your workstation and server in the bedroom. You can deduct the area around your desk as your exclusive work space (assuming this space is used only for your business).
If you’re a telecommuting employee (and not an independent contractor), home office deductions get even trickier. In this case, you must be working from home for your employer’s convenience. Let’s say you’re a virtual call center agent or data entry specialist and your company saves money on office space by hiring agents to work from home. In this case, you can deduct your home office space using Form 2016. However, if your employer lets you work from home because your commute is long (and the employer does have office space available for you), then you don’t qualify for the deduction.
Taking Your Deduction
What About an S-Corp, C-Corp, or LLC?
For more information
- IRS Publication 587 for details on home office tax deductions
- IRS Publication 551 if you claim the business use portion of depreciation on your primary residence
- IRS Publication 523 if you plan to sell the home that was the principal location of your business and you’ve claimed depreciation deductions on the home
- IRS Publication 2106 if you are a telecommuting employee and want to deduct your home office
Monday, March 18, 2013
Unemployed?...We've got positions available.
TUTORIAL: Introduction To Accounting
The Costs to the IndividualThe costs of unemployment to the individual are not hard to imagine. When a person loses his or her job, there is often an immediate impact to that person's standard of living. Prior to the Great Recession, the average savings rate in the U.S. had been drifting down towards zero (and sometimes below), and there are anecdotal reports that the average person is only a few weeks away from serious financial trouble without a paying job.
Even for those eligible for unemployment benefits and other forms of government assistance (like food assistance), it is often the case that these benefits replace 50% or less of their regular income. That means these people are consuming far less than usual. The economic consequences can go beyond just less consumption, though. Many people will turn to retirement savings in a pinch and draining these savings has long-term ramifications.
Prolonged unemployment can lead to an erosion of skills, basically robbing the economy of otherwise useful talents. At the same time, the experience of unemployment (either direct or indirect) can alter how workers plan for their futures - prolonged unemployment can lead to greater skepticism and pessimism about the value of education and training and lead to workers being less willing to invest in the long years of training some jobs require. On a similar note, the absence of income created by unemployment can force families to deny educational opportunities to their children and deprive the economy of those future skills.
Last but not least, there are other costs to the individual. Studies have shown that prolonged unemployment harms the mental health of workers, and can actually worsen physical health and shorten lifespans.
Costs to SocietyThe social costs of unemployment are difficult to calculate, but no less real. When unemployment becomes a pervasive problem, there are often increased calls for protectionism and severe restrictions on immigration. Protectionism can not only lead to destructive tit-for-tat retaliation among countries, but reductions in trade harm the economic well-being of all trading partners.
Other social costs include how people interact with each other. Studies have shown that times of elevated unemployment often correlate both with less volunteerism and higher crime. Elevated crime makes sense because absent a wage-paying job people may turn to crime to meet their economic needs or simply to alleviate boredom. The volunteerism decline does not have an obvious explanation, but could perhaps be tied to the negative psychological impacts of being jobless or perhaps even resentment at those who do not have a job.
Costs to the CountryThe economic costs of unemployment are probably more obvious when viewed through the lens of the national checkbook. Unemployment leads to higher payments from state and federal governments for unemployment benefits (in excess of $320 billion through the end of 2010), food assistance, and Medicaid. At the same time, those governments are no longer collecting the same levels of income tax as before - forcing the government to borrow money (which defers the costs and impacts of unemployment into the future) or cut back on other spending (perhaps exacerbating the bad economic situation).
Unemployment is also a dangerous state for the U.S. economy. Over 70% of what the U.S. economy produces goes to personal consumption and unemployed workers. Even those getting government support cannot spend at prior levels. The production of those workers leaves the economy which reduces the GDP and moves the country away from the efficient allocation of its resources. For those who subscribe to Jean-Baptiste Say's theory that "products are paid for by products," that is a serious issue.
It is also worth noting that companies pay a price for high unemployment as well. Unemployment benefits are financed largely by taxes assessed on businesses. When unemployment is high, states will often look to replenish their coffers by increasing their taxation on businesses - counter-intuitively discouraging companies from hiring more workers. Not only do companies face less demand for their products, it is also more expensive for them to retain or hire workers.
The Bottom LineGovernments rightly fret about the consequences of inflation, but unemployment is likewise a serious issue. Apart from the social unrest and disgruntlement that unemployment can produce in the electorate, high unemployment can have a self-perpetuating negative impact on businesses and the economic health of the country.
Worse still, some of the worst effects of unemployment are both subtle and very long-lasting - consumer and business confidence are key to economic recoveries and workers must feel confident in their future to invest in developing the skills (and building the savings) that the economy needs to grow in the future. The costs of unemployment go far beyond the accumulated sums handed out as unemployment insurance benefits. (Preparation can help you land on your feet after getting the "old heave-ho." See Planning For Unemployment.)
Unemployed? Need a little relief from healthcare costs?
If you're currently unemployed, or even if you have a job, but are looking for something more, something to supplement your income, something that you can believe in, here it is.
• Provide high quality and affordable medical care, dental care, prescription drugs, vision and chiropractic care to the average American family.
• Hold the well-being of our members, Independent Business Owners, service providers, staff and our company in equal balance.
• Foster an environment which promotes a spirit of cooperation, self improvement, leadership and genuine concern for each other.
• Adhere to the highest standards of professionalism, service and leadership that will earn us the respect and praise of our industry while providing financial stability and independence to those who would earn it.
Sunday, March 17, 2013
Work from home
-I had to deal with co-workers I didn't like.
-I was NEVER happy with the shift I was on, and had a heck of a time trying to get my boss to switch me.
-I couldn't miss work if I was sick or Shelby was sick or I just simply wanted to relax for a few hours before working.
-I felt like I was going nowhere, I was depressed and bored.
-I had an endless list of rules, like I was back in high school.
After work from home:
-I have the most amazing co-workers in the world. I don't know where else you can find the positivity, support, kindness, etc. that I have in my new team!
-I work wherever, whenever I want. I don't have a boss to answer to.
-I can miss a day or half a day if I'm sick or Shelby's sick or I'm tired, whatever!
-The sky is the limit for me now, I am in charge of my financial future!
-No rules!!!!!:)
If you're ready to overcome your excuses, your fears, your doubts, whatever is holding you back...let me know! I'd love to have you on my team!
Thursday, March 14, 2013
Conquer your time management issue!
I don't know about you, but this picture is much more accurate......
Tip #1: Establish a schedule. This really helps so that you can outline school times, meals, naps, errands and work. For me, I get most of my work done while my baby is napping, and after my husband goes to bed.
Tip #2: When do you feel MOST productive? Figure out what time of the day you get that burst of energy. Is it in the morning around 10 am? Or maybe right after lunch? Or perhaps you are a night owl? Schedule the most important activities that you MUST get done during that time.
Tip #3: Use a timer. When you sit down to do a task, set the timer. Turn off Facebook, Twitter, Email (aka time suckers) and focus on that one task. Give yourself 15-20 minutes to accomplish and cross that item off your list.
Tip#4: Create a designated area for work and play. This is so important. Find a place in your home where you can create a work place. It could be as simple as a small corner tucked away in your bedroom or maybe one room dedicated to your work. Eliminate distractions.
Tip #5: Use productivity apps.
- Cozi: Manage a shared family calendar, shopping list, to do lists, and family journal while you're on the go.
- Milebug: Great way to track your mileage, tolls, and parking.
- Wunderlist: A list manager that runs on the web, mobile devices, and on the iPad. You can connect with it anywhere-such a great tool!
- Time log: Perfect for anyone who needs to track their time especially when managing a few different clients.
- LockBox: Lets you store and protect sensitive info such as credit card numbers, bank accounts, passwords, pin numbers, private notes, and any other secret information.
- A Personal Assistant: Access and manage all your online accounts in one place with this free app.
- Bump: Great took when you are at a networking event or conference. Quickly exchange contact information by bumping phones.
- Intuition: A personal assistant designed by moms for moms to help you get things done.
- Drop Box: Lets you share your files with friends, family, colleagues, and bring them with you when you're on the go.
- Dragon Dictation: Quickly converts your voice to text. You can use your voice to send emails, write a text, tweet, and so much more. Up to 5x's faster than typing!
Tip #7: Make time for the kids. It's so easy when you work from home to always be thinking about deadlines, emails you need to respond to, posts that need to be written, and calls that need to be made. Trying to work with little kids around is not easy-especially if they feel like they are being ignored.
Tip #8: Reward yourself! Mothers have a hard job no matter if you work outside the home, in the home, or do a little of both. We need to stop every once in a while, step back, and realize all that we accomplish in a day. It's pretty incredible if you think about it. We deserve a nice reward every once in a while to help relax and rejuvenate ourselves. It can be simply picking up a book you've been meaning to read, getting a nice pedicure, taking a long hot bath, or maybe buying yourself a new outfit. Whatever it is, don't forget to pamper yourself! Remember, it's impossible to do it all, but with a little planning, organization, and prioritizing; it can help make things more manageable!
Life lesson from my mother: "Tomorrow is another day."